BimaDirect by Chermain Insurance Agency
IRA Regulated DMVIC Connected
STEP 01 OF 05 · VEHICLE VERIFICATION

Tell Us About Your Vehicle

Enter your registration number to get started with your third-party motor insurance in under 3 minutes.

Enter it exactly as it appears on your logbook — we'll auto-format it for you.

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STEP 02 OF 05 · UNDERWRITER COMPARISON

Choose Your Insurance Cover

Compare statutory options from licensed Kenyan underwriters. Certificates transmit to DMVIC immediately on payment.

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What does Third-Party Only (TPO) cover in Kenya?

Under the Insurance (Motor Vehicles Third Party Risks) Act Cap 405, TPO covers your legal liability for third-party bodily injury, death, or property damage. It does not cover repair costs to your own vehicle.

Instant DMVIC Transmission

Your digital sticker verifies in real time on the DMVIC portal within minutes.

Regulated Tariffs

Every rate matches IRA's fixed statutory premium guidelines.

WhatsApp Certificate

A printable copy of your digital sticker is sent straight to WhatsApp.

STEP 03 OF 05 · POLICYHOLDER VERIFICATION

Complete Your Details

We need verified details to register your DMVIC certificate and underwrite your Third-Party Only cover.

1. Personal Information

+254

2. Contact & Physical Address

3. Policy Schedule

Statutory Declarations & Legal Consents

In compliance with the Insurance Act (Cap 487) and DMVIC mandate, confirm the following:

STEP 04 OF 05 · SECURE INSTANT PAYMENT

Make Your Payment

Complete payment via Safaricom M-Pesa to activate your cover and trigger automated DMVIC certificate generation.

Select Payment Method

Instant delivery

🛡 Zero convenience fees · Official Safaricom Daraja integration

POLICY BOUND & ACTIVE

You're Covered!

Your third-party motor insurance policy is active and registered in the National DMVIC database.

CIC General Insurance Ltd Licensed Underwriter
Official Policy Number
Insured Person
Vehicle Registration
Vehicle Model & Make
Cover ClassificationThird-Party Only (TPO)
Coverage Validity
Total Premium Paid
Official DMVIC Verification QR

Traffic Police and NTSA officers can scan this on the roadside for instant proof. 100% street-legal.

💬 WhatsApp Sticker Sent
✉️ Email PDF Package Dispatched
🔗 Public Verification bimadirect.ke/v/… Live