BimaDirect by Chermain Insurance Agency
IRA Regulated DMVIC Connected
STEP 01 OF 05 · DOCUMENTS & VEHICLE

Attach Your Documents

Upload clear photos of your logbook, KRA PIN certificate and ID. We'll automatically read your vehicle's details from the logbook — no manual typing needed.

1. Required Documents

Logbook: JPG or PNG only (needed for OCR) · ID & KRA PIN: JPG, PNG or PDF · Max 8MB per file

Vehicle Logbook We'll read your vehicle's details from this automatically Not attached
National ID / Passport Front side, clearly legible Not attached
KRA PIN Certificate PDF or photo of your PIN certificate Not attached
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STEP 02 OF 05 · UNDERWRITER COMPARISON

Choose Your Insurance Cover

Compare statutory options from licensed Kenyan underwriters. Certificates transmit to DMVIC immediately on payment.

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What does Third-Party Only (TPO) cover in Kenya?

Under the Insurance (Motor Vehicles Third Party Risks) Act Cap 405, TPO covers your legal liability for third-party bodily injury, death, or property damage. It does not cover repair costs to your own vehicle.

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Instant DMVIC Transmission

Your digital sticker verifies in real time on the DMVIC portal within minutes.

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Regulated Tariffs

Every rate matches IRA's fixed statutory premium guidelines.

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WhatsApp Certificate

A printable copy of your digital sticker is sent straight to WhatsApp.

STEP 03 OF 05 · POLICYHOLDER VERIFICATION

Complete Your Details

We need verified details to register your DMVIC certificate and underwrite your Third-Party Only cover.

1. Personal Information

+254

2. Contact & Physical Address

3. Policy Schedule

Statutory Declarations & Legal Consents

In compliance with the Insurance Act (Cap 487) and DMVIC mandate, confirm the following:

STEP 04 OF 05 · SECURE INSTANT PAYMENT

Make Your Payment

Complete payment via Safaricom M-Pesa to activate your cover and trigger automated DMVIC certificate generation.

Select Payment Method

Instant delivery

🛡 Zero convenience fees · Official Safaricom Daraja integration

POLICY BOUND & ACTIVE

You're Covered!

Your third-party motor insurance policy is active and registered in the National DMVIC database.

CIC General Insurance Ltd Licensed Underwriter
Official Policy Number —
Insured Person—
Vehicle Registration—
Vehicle Model & Make—
Cover ClassificationThird-Party Only (TPO)
Coverage Validity—
Total Premium Paid—
Official DMVIC Verification QR

Traffic Police and NTSA officers can scan this on the roadside for instant proof. 100% street-legal.

💬 WhatsApp Sticker — Sent
✉️ Email PDF Package — Dispatched
🔗 Public Verification bimadirect.ke/v/… Live